Life happens fast when you’re involved in a car accident, but you’ve got to think on your feet. There’s a list of things that you should do in order to protect yourself as long as you’re physically able. You should get all of the information needed to substantiate and document the accident. Make sure you:

  • Don’t leave the scene
  • Call the police to the scene and ambulance if needed
  • Talk to witnessestwo people exchanging information after an auto accident
  • Don’t admit fault to the other driver
  • Exchange information with the other driver, such as insurance and personal information
  • Take scene photos with your cell phone
  • Contact your insurance company afterward
  • Keep track of your medical expenses

The Police, Driver Information and Witnesses

You’ll want to ensure that an officer arrives to take the accident information. This way, you’ll have an opportunity to give your account of the accident and also have a documented accident report. You’ll also want to get medical attention for anyone who needs it. Try to stay calm even though emotions are high and don’t ever admit fault to causing the collision to the other driver. Keep in mind that the other driver’s insurance carrier will certainly use any admission of fault against you. Even when you’re not at fault, the other driver’s insurance company will try to state that you were at least at some fault and contributed to the accident. And when that happens, your damages for the claim will be proportioned to the percentage that you contributed to the collision.

Speak with the operator of the other vehicle and gather the name of their insurance company and other personal information, such as name and address. If there were any passengers, get their names, phone numbers and addresses. The same goes for witnesses. Later on, you can give this information to your insurance carrier. Taking photos of the accident scene is a wise idea. It documents the physical damage to your vehicle and also gives a context on how the accident occurred.

Reporting and Medical Documentation

Once you arrive back home, notify your insurance carrier of the accident. Most insurance carriers have a 24/7 reporting service with a representative on hand. Call and explain the facts clearly. You should do this within 48 hours after the accident. With a timely report, your insurance company can investigate the claim faster to get things rolling.

Keep track of your medical expenses. This will substantiate your injuries and support your damages if you decide to file a lawsuit. Contact Campbell & Associates to help manage your claim. These experienced personal injury attorneys are there to ensure that you receive the compensation that you deserve.