Property Damage is the damage done to your vehicle or it’s contents as a result of another person’s negligence in a personal injury matter. Often times the auto insurance company has separate insurance adjusters, one who handles property damage and one who handles injury because these are handled quite differently. The bulk of property damage claims are to fix your vehicle if you are in an accident, but can also include personal items that were damaged or lost as a result of the automobile accident which include: car seats, eye glasses, cell phones…etc

The amount of recovery or settlement for your property damage claim can depend on the the replacement cost of the items, the amount of repairs to your vehicle and any sentimental value of items that were damaged, such as family heirlooms.